About WHITELK
Specialist insurance fraud consulting led by experienced fraud leaders and supported by trusted expert partners.
What WHITELK does
WHITELK helps organisations reduce fraud loss and risk by improving how fraud is understood, managed and controlled.
That can include fraud strategy, operating model review, workflow improvement, governance and controls, technology assessment, data and AI readiness, assurance, capability building and response testing.
Our focus is to help clients make better decisions and turn those decisions into action.
Led by Matt Gilham CFE
WHITELK is led by Matt Gilham, a fraud specialist with more than 30 years of experience in fraud risk management, insurance fraud prevention and corporate fraud. His work and public commentary often focus on insurance fraud, counter-fraud leadership, fraud technology, AI, data readiness, customer experience and fraud risk management.
He has built fraud capability, led change, developed strategy and roadmaps, introduced data-led approaches and helped organisations modernise how they prevent, detect and respond to fraud.
Matt is a Certified Fraud Examiner and contributes through articles, podcasts, webinars, conference speaking and panel moderation.
Supported by an expert associate network
WHITELK also works with a trusted network of experienced associates and specialist partners.
This allows the right expertise to be brought into an engagement where it adds value, including fraud operations, claims, controls, data and analytics, technology, assurance, facilitation and delivery support.
The model stays deliberately focused: senior ownership, clear accountability and specialist input where the assignment needs it.
How we work
Clear diagnosis
We work quickly to understand the issue, where value may be leaking, where risk is building and what needs attention first.
Pragmatic recommendations
We focus on realistic actions that can be understood, prioritised and delivered.
Support through delivery
We work closely with clients, challenge constructively and help turn good intentions into practical change.
Why clients choose WHITELK
- Specialist focus on insurance fraud and fraud risk
- Senior fraud leadership experience
- Independent perspective and constructive challenge
- Commercially grounded recommendations
- Access to wider specialist expertise when needed
- Active contribution to fraud, technology and insurance market discussion
Speaking, moderation and public contribution
Alongside client work, WHITELK contributes through conference speaking, panel moderation, workshops, articles, podcasts and webinars.
The themes are closely linked to client work: evolving fraud threats, AI and technology, fraud controls, data readiness, customer experience, fraud risk and practical capability improvement.